18 posts
Changes in the internet economy are prompting businesses to take a more tailored approach to checkout. On Stripe, 65% of transactions under $50 now happen on mobile, and shoppers are increasingly staying on their phones for higher-value purchases, too. Digital wallets cut averag…
More than 10,000 retail and commerce leaders gathered in Las Vegas last week for Shoptalk 2026. Across sessions with Coach, OpenAI, Wayfair, Meta, Sephora, and others, the conversation around agentic commerce centered less on future potential and more on what’s already live: con…
Earlier this month, we analyzed hundreds of millions of transactions across Stripe to identify first-party fraud trends. One of the biggest findings: free trial abuse is rapidly accelerating. From November 2025 to February 2026, our models detected 6.2x more abusive free trials…
Earlier this week, more than 2,000 payments leaders gathered at the Merchant Risk Council (MRC) Vegas 2026 conference to discuss new fraud patterns, authentication strategies, and agentic commerce. One theme emerged: fraud has become more automated and increasingly difficult to…
Subscription businesses are more global than ever, driven in large part by the growth of AI companies. But as they expand into more markets, setting the right price in the right currency is still incredibly complex. Localizing even a one-time purchase is difficult: because excha…
AI is evolving from question-and-answer chatbots to autonomous agents that can make comprehensive plans, execute actions, and evaluate outcomes. We believe agents will become an integral part of the internet economy, and they need the ability to transact with businesses and one…
A future where we buy with AI agents feels inevitable. Making it actually work is another story. The moment agents meet live product catalogs, inventory, fraud systems, and customer support queues, sellers quickly run into a long list of real-world edge cases to solve for. Over…
From November 2025 to February 2026, we detected a significant increase in abusive free trials across Stripe’s network. This is part of a broader shift toward first-party fraud, where legitimate users abuse policies by setting up multiple accounts, cycling through free trials, o…
Last year, we launched Shared Payment Tokens (SPTs), a payment primitive for agentic commerce that lets agents initiate payments with a customer’s permission and preferred payment method, without exposing the underlying credentials. We’ve seen widespread adoption of SPTs by lead…
State-of-the-art LLMs can now solve a majority of scoped coding problems, from function implementation to file-level refactoring. But there’s still an unquantified gap between that coding capability and the ability to fully autonomously manage software engineering projects. Real…
Last week, Stripe finalized its acquisition of Metronome, the industry leader in usage-based billing. Over the past two years, we’ve extended Stripe Billing to provide first class support for usage-based and hybrid billing models. Thousands of customers, including some of the fa…
Rob Frieman, CIO of URBN, and Maia Josebachvili, Stripe’s chief revenue officer of AI, during their NRF session on how URBN meets shoppers where they are. Agentic commerce dominated the National Retail Federation’s (NRF) annual conference in New York earlier this week. NRF launc…
2025 was a breakout year for early-stage startups: founders launched more companies and generated revenue faster than ever. Delaware C corporations grew an average of 41% year over year for the past 6 months, according to the Delaware Division of Corporations. US investors deplo…
We hear consistently from our SMB customers that access to financing is a primary obstacle to growth, and that they’re not getting what they need from traditional lenders. We launched Stripe Capital to help fill this gap. Now, to quantify the impact, we completed a two-year rand…
In September, we announced the Agentic Commerce Protocol (ACP), the first live standard that enables programmatic commerce flows between AI agents and businesses. While ACP creates industry standards for agentic transactions, your business still faces a heavy integration lift to…